Federal Home Loan Banks
All 11 Federal Home Loan Bank districts plus the system-wide AHP and CIP programs — critical gap financing for affordable housing deals.
Affordable Housing Programs
FHLB system-wide programs that operate across all 11 districts. Each district administers its own program with district-specific scoring and deadlines.
Affordable Housing Program (AHP)
Competitive grants and subsidies awarded to affordable housing projects through FHLB member financial institutions. Largest source of gap financing in the FHLB system.
Open Guide →Community Investment Program (CIP)
Discounted advances to FHLB members for community lending and affordable housing development. Below-market debt financing through bank members.
Open Guide →All 11 FHLB Districts
The Federal Home Loan Bank System covers all 50 states, D.C., Puerto Rico, the U.S. Virgin Islands, American Samoa, Guam, and the Commonwealth of the Northern Mariana Islands through 11 regional banks (the original 12 became 11 when FHLB Seattle merged into Des Moines in 2015). Each district operates independently with its own AHP scoring criteria, deadlines, and set-asides. District pages detail the specifics of working with each bank's member financial institutions.
Brief and Pro subscribers get all 11 district guides.
Includes AHP scoring criteria, application timelines, member bank coordination guides, and historical award data — district-by-district. The full library is free to read; Pro ($129/mo) adds the live data feed, financial models, and AI Q&A.