Simple Pricing
One place for every program. Always current.
Read every federal program, all 51 states, and all 11 FHLB districts free — and save what you need to your dashboard. Upgrade to Pro for the always-current data feed, live financial models, every calculator, and AI Q&A. 7-day free Pro trial, no credit card.
2 months free on annual
Reader
The whole library, free. Every program, every state, every FHLB district — plus save what you need to your dashboard.
$0
free forever
- ✓Every federal program, all 51 states, all 11 FHLB districts
- ✓Save articles & guides to your dashboard
- ✓AMI & Rent Calculator (basic)
- ✓OZ, Bond Financed-By, Deadline Tracker & Income Averaging tools
- ✓Subsidies for Dummies & Finance Glossary
- ✓Monthly roundup email
- ✓Browse / purchase any financial model individually
7-day free trial · No credit card
Pro
For practitioners who close deals — the always-current data feed, live models, every calculator, and verified AI Q&A.
$129
/month
- ✓Everything in Reader
- ✓Always-current AMI / rent / income limit data feed — verified, wired into your own Excel
- ✓Live financial model — address → rent-roll & AMI autofill
- ✓Every calculator with Pro features (save, compare, Excel export, custom AMI bands, NAUR)
- ✓Capital Stack Builder, Year 15 Exit Modeler, deal-sizing & more
- ✓AI Q&A over the verified corpus — 30 questions/day, with citations
- ✓Deep statutory cross-reference (IRC §42, OBBBA, Rev. Procs.) — verified current
- ✓3 included financial models + custom model requests
Cancel anytime · No credit card to start
Enterprise
Firm-wide access and a commercial data-feed license for consultancies, syndicators, lenders, and HFAs.
Let's talk
custom · quote-based
- ✓Everything in Pro, for your whole team
- ✓Multiple seats (volume pricing)
- ✓Commercial data-feed / API license for the always-current data
- ✓Priority verification for your active markets
- ✓Onboarding, branded export & dedicated support
- ✓Invoiced billing / signed agreement
Add-On Product
Affordable Housing AI Toolkit
Prefer using your own AI? Turn ChatGPT, Claude, Gemini, or any major LLM into an affordable housing finance assistant. Includes a tested prompt library, deal-analysis frameworks, statutory reference PDFs, and underwriting templates. Use with your existing AI subscription — no platform access required.
Professional Services
Consulting & Custom Modeling
Need a deal-specific Excel model, an underwriting review, or fractional analytics support? Three tiers: Deal Review ($5K), Custom Model ($15K), Retainer ($5K/mo × 3 mo). Hourly $250/hr.
Full Comparison
Everything, side by side.
| Feature | Reader $0 |
Pro $129/mo |
Enterprise Custom |
|---|---|---|---|
| The Library — free for everyone | |||
| Every federal program guide (19) | ✓ | ✓ | ✓ |
| All 50 states + DC (HFA, DCA, EDA breakdowns) | ✓ | ✓ | ✓ |
| All 11 FHLB districts (AHP, CIP, EDGE) | ✓ | ✓ | ✓ |
| Subsidies for Dummies & Finance Glossary | ✓ | ✓ | ✓ |
| Save articles & guides to your dashboard | ✓ | ✓ | ✓ |
| Literature library & newsletter archive | ✓ | ✓ | ✓ |
| Calculators & Tools | |||
| AMI & Rent Calculator (basic) | ✓ | ✓ | ✓ |
| OZ · Bond Financed-By · Deadline Tracker · Income Averaging | ✓ | ✓ | ✓ |
| AMI Pro features (save, compare, Excel export, NAUR, custom bands) | — | ✓ | ✓ |
| Capital Stack Builder · Year 15 Exit Modeler · deal-sizing · QAP tools | — | ✓ | ✓ |
| Always-Current Data & Models | |||
| Browse / purchase any model individually | ✓ | ✓ | ✓ |
| Live AMI / rent / income-limit data feed (into your Excel) | — | ✓ | ✓ |
| Live development model (address → rent-roll + AMI autofill) | — | ✓ | ✓ |
| 3 included models + custom model requests | — | ✓ | ✓ |
| Commercial data-feed / API license (SLA) | — | — | ✓ |
| AI & Statutory Reference | |||
| AI Q&A over the verified corpus (with citations) | 3/day | 30/day | 100/day/seat |
| Deep statutory cross-reference (IRC §42, OBBBA, Rev. Procs.) | — | ✓ | ✓ |
| Quarterly "State of the Market" PDF | — | ✓ | ✓ |
| Enterprise | |||
| Seats | 1 | 1 | Multiple |
| SSO / SAML · MSA / signed agreement | — | — | ✓ |
| Dedicated support & onboarding | — | — | ✓ |
FAQ
Common questions
Is the content really free?
Yes. Every federal program guide, all 51 state breakdowns, and all 11 FHLB districts are free to read — no account required. Create a free Reader account to save pages to your dashboard and come back to them. Pro is for the working tools on top: the always-current data feed, live models, advanced calculators, and AI Q&A.
What do I actually get with Pro that I can't get free?
The things you can't easily get anywhere else: an always-current AMI/rent/income-limit data feed that wires straight into your own Excel, a live development model that autofills a rent roll and AMI limits from an address, every calculator's Pro features (save, compare, Excel export, custom bands, NAUR), the advanced tools (Capital Stack, Year 15 Exit, deal-sizing), AI Q&A over the verified corpus, and deep statutory cross-reference. The raw limits are free everywhere; Pro is the freshness, integration, and workflow around them.
Does the 7-day Pro trial require a credit card?
No. Start the trial with email only. After 7 days, add payment to continue or roll back to free Reader access. No surprise charges.
How does the annual plan work?
Annual subscribers save 2 months: Pro is $1,290/year (vs $129 × 12 = $1,548 monthly — you save $258). Annual plans renew automatically at the same rate.
Can I cancel anytime?
Yes. Monthly plans cancel at any time and remain active through the current billing period. Annual plans cancel before renewal. No fees.
Can my firm expense this?
Yes. Every subscription comes with a monthly invoice for reimbursement. Pro at $129/month is less than a single billable hour for most consultants — an easy line item to justify. Enterprise customers get net-30 invoicing by default.
What's the difference between the AI assistant and the Affordable Housing AI Toolkit?
The AI assistant lives inside the platform — Pro subscribers ask questions and get cited answers directly on the site, grounded in our verified, always-current corpus. The Affordable Housing AI Toolkit ($99 one-time) is a separate product that turns ChatGPT, Claude, Gemini, or any major LLM into a housing finance assistant using your own AI subscription. Buy either or both.
How do I get team access or a data-feed license?
See the Enterprise page and request a quote. Firm plans add multiple seats, a commercial data-feed / API license with an SLA, SSO, a signed agreement, onboarding, and dedicated support — priced to your team size and markets.
Are the financial models downloadable Excel files?
Yes — fully editable Excel files. Anyone (including free Reader) can browse and purchase individual models. Pro includes 3 models bundled, plus the live data feed that keeps them current and custom model requests.
Do you offer consulting?
Yes. Three project tiers — Deal Review ($5K), Custom Excel Model build ($15K), and a 3-month Retainer. Hourly $250. Email support@housingsubsidybrief.com to scope.
Ready to Start?
The intel that makes your deals close.
Read the whole library free and save what matters. Upgrade to Pro when you need the always-current data and live models.
No credit card to start · Cancel anytime · Reading is always free