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The definitive intelligence platform for affordable housing developers, consultants, and advisors. LIHTC, HUD, HOME, FHLB, state subsidies, financial models, courses, and AI-powered tools — all in one place.
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One platform covering every program, every deadline, and every tool from federal to local — built for practitioners who move fast.
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Every program, decoded.
From LIHTC to Opportunity Zones — deep technical guides, subsidy pairing strategies, and deal-level analysis. Pro access required.
LIHTC — Low-Income Housing Tax Credit
The largest federal affordable housing program. 9% competitive credits, 4% non-competitive with bonds, QAP scoring, allocation calendar, and the One Big Beautiful Bill changes explained.
HOME Investment Partnerships
Formula grants to states and localities. Rental construction, rehabilitation, homeownership assistance, CHDO set-asides, and layering with LIHTC.
NMTC — New Markets Tax Credit
39% credit (claimed over 7 years) for qualified investments in low-income community projects. Made permanent at $5B annual cap under OBBBA 2025.
HTC — Historic Tax Credit
20% federal credit for certified historic structures. Substantial rehabilitation requirements, pass-through elections, qualified rehabilitation expenditures, and state HTC programs that pair on top.
Opportunity Zones — OZ Fund Investing
Permanently embedded in federal law. QOZ designations, OZ fund structures, deferred gain strategies, and the 2026 investment landscape under OBBBA.
RAD — Rental Assistance Demonstration
Converting public housing to Section 8 platforms. RAD/LIHTC pairings, PBV vs PBRA elections, repositioning strategy, and deal structuring guides.
Housing Trust Fund (HTF)
Formula grants for extremely low-income households. Operating cost assistance, construction financing, and pairing with LIHTC for deeper affordability.
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Powered by Claude on our backend. Pro subscribers get 30 questions per day; Brief subscribers get 10. Prefer using your own AI? Turn ChatGPT, Claude, Gemini, or any major LLM into a housing finance assistant with the Affordable Housing AI Toolkit.
Program eligibility — which programs apply to your specific deal
QAP scoring analysis — understand what each state prioritizes
OZ + LIHTC + HTC stacking — triple-subsidy deal structuring
Capital stack structuring — how to layer multiple subsidies
Policy impact — what recent changes mean for your pipeline
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State-by-state breakdowns of every HFA, DCA, and EDA — with current funding rounds, scoring priorities, and application deadlines. Full access for Pro subscribers.
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The research that matters.
Landmark studies, upcoming reports, and essential publications from HUD, Urban Institute, Novogradac, and leading institutions — curated for relevance, not volume.
The Impact of LIHTC Program Changes Under the One Big Beautiful Bill Act of 2025
Analysis of the permanent 12% increase in 9% allocations and reduced bond financing threshold — projected unit impact by state through 2035.
Capital Stack Complexity in Affordable Housing: Trends in Layered Financing 2020–2025
How the share of projects requiring four or more financing sources has grown — and what that means for deal timelines and feasibility analysis.
LIHTC Equity Pricing Trends Q1 2026: Market Analysis and Developer Implications
Credit pricing, investor demand, and equity market outlook for 9% and 4% LIHTC transactions in the current interest rate environment.
The Gap: A Shortage of Affordable Homes 2025 Report
Annual analysis of the rental housing gap for extremely low-income renters — unit shortage by state, market conditions, and policy recommendations.
Learn to structure, model, and close.
From LIHTC 101 to advanced financial modeling with AI — courses built for practitioners at every level. Free teasers to full paid programs.