01
Federal Program Hub
In-depth analysis of every affordable housing finance program — LIHTC, HOME, HTF, CDBG, RAD, HTC, NMTC, Section 8, and more. Full technical guides, subsidy pairing strategies, and execution frameworks.
Pro
Affordable Housing Finance Intelligence
Every deadline.
Every dollar.
Every deal.
The definitive intelligence platform for affordable housing developers, consultants, and advisors. LIHTC, HUD, HOME, FHLB, state subsidies, financial models, courses, and AI-powered tools — all in one place.
Free Weekly Digest
Start with the free newsletter
Join developers getting affordable housing finance intelligence every week. No credit card needed.
Free forever · Upgrade to Pro anytime
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$149
/month
reg. $299
Billed monthly · cancel anytime
Claim Founding Member Rate — $149/moRate locks for life · First 50 members only
What's Inside
Everything a developer needs.
Nothing they don't.
One platform covering every program, every deadline, and every tool from federal to local — built for practitioners who move fast.
02
Subsidies for Dummies
Not sure where to start? Free plain-language introductions to 2–3 key subsidy programs — enough to understand the landscape and know which direction to dig deeper.
Free Preview03
Opportunity Zones
Now permanently embedded in federal law. Deep coverage of OZ fund structures, QOZ designations, HTC + OZ pairings, LIHTC + OZ deals, deferred gain strategies, and emerging 2026 opportunity landscapes.
Pro04
State Subsidy Center
All 50 states. Every HFA, DCA, and EDA. Program-by-program breakdowns with current funding rounds, application deadlines, and scoring analysis.
Pro05
FHLB Programs
All 11 Federal Home Loan Banks. AHP competitive grants, CIP, EDGE programs, and homeownership set-asides — with application strategy guides and deadline calendars.
Pro06
Weekly Intel & Monthly Roundup
Weekly deep-dive analysis of policy shifts, NOFA releases, and QAP changes. Monthly roundup covering everything significant across the industry.
Pro07
Financial Model Marketplace
Professionally built Excel models — LIHTC pro formas, 4% vs 9% comparisons, OZ fund models, capital stack builders. Free users get 1 model. Pro subscribers get 3 included models plus access to purchase additional models. Custom model requests open to all.
Free + Pro08
Courses
Free teasers to full paid courses — LIHTC 101, financial modeling, deal structuring, QAP strategy, Opportunity Zone investing, subsidy pairing, and execution guides.
Free + Pro09
AI Finance Lab
Learn to integrate AI into your deal workflow. Prompt libraries, model automation guides, and Claude integration walkthroughs for underwriting and analysis.
Free + Pro10
AI Q&A Assistant
Claude-powered answers on deal structure, program eligibility, QAP scoring, and policy. Free: 3 questions/day. Pro: 20 questions/day. Also available as a standalone Claude Pack for your own Claude account.
Pro11
Literature Library
Major landmark studies, upcoming reports, and essential publications from HUD, Urban Institute, Novogradac, and leading academic institutions — curated, not exhaustive.
Free + ProFederal Programs
Every program, decoded.
From LIHTC to Opportunity Zones — deep technical guides, subsidy pairing strategies, and deal-level analysis. Pro access required.
Tax Credit
Updated 2026
LIHTC — Low-Income Housing Tax Credit
The largest federal affordable housing program. 9% competitive credits, 4% non-competitive with bonds, QAP scoring, allocation calendar, and the One Big Beautiful Bill changes explained.
HUD Grant
HOME Investment Partnerships
Formula grants to states and localities. Rental construction, rehabilitation, homeownership assistance, CHDO set-asides, and layering with LIHTC.
Opportunity Zones
Now Permanent
Opportunity Zones — OZ Fund Investing
Permanently embedded in federal law. QOZ designations, OZ fund structures, deferred gain strategies, LIHTC + OZ combinations, HTC + OZ pairings, and the 2026 investment landscape.
Tax Credit
HTC — Historic Tax Credit + OZ Pairing
20% federal credit for certified historic structures. Pairing with LIHTC, NMTC, and Opportunity Zones — triple-stack deal structures, pass-through elections, and state HTC programs.
Conversion
RAD — Rental Assistance Demonstration
Converting public housing to Section 8 platforms. RAD/LIHTC pairings, PBV vs PBRA elections, repositioning strategy, and deal structuring guides.
Formula Grant
New Guide
Housing Trust Fund (HTF)
Formula grants for extremely low-income households. Operating cost assistance, construction financing, and pairing with LIHTC for deeper affordability.
AI-Powered Intelligence
Ask anything about affordable housing finance.
Powered by Claude. Pro subscribers get 20 questions per day. Free subscribers get 3 per day. Prefer using your own Claude account? Get the Housing Subsidy Brief Claude Pack.
Program eligibility — which programs apply to your specific deal
QAP scoring analysis — understand what each state prioritizes
OZ + LIHTC + HTC stacking — triple-subsidy deal structuring
Capital stack structuring — how to layer multiple subsidies
Policy impact — what recent changes mean for your pipeline
Also Available
The Housing Subsidy Brief Claude Pack — optimize your own Claude account for affordable housing finance. Prompt libraries, context documents, and deal analysis frameworks. Learn more →
State Subsidy Center
Every state.
Every agency.
Every program.
State-by-state breakdowns of every HFA, DCA, and EDA — with current funding rounds, scoring priorities, and application deadlines. Full access for Pro subscribers.
Pro Access Required
New Jersey
NJHMFA · NJDCA · NJEDA · FHLB NY
4 agencies
New York
HCR · HDC · HPD · HTFC · FHLB NY
5 agencies
California
CalHFA · HCD · CTCAC · CDLAC
4 agencies
Texas
TDHCA · TSAHC · GLO · FHLB Dallas
4 agencies
Florida
FHFC · DEO · FHLB Atlanta
3 agencies
View All 50 States →
Complete program navigator
Simple Pricing
Join The Housing Subsidy Brief
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Reader
Free access to core summaries, Subsidies for Dummies, free course teasers, and a starter financial model.
$0
free forever
- Weekly headline digest
- Subsidies for Dummies (2–3 programs)
- Free course teasers
- 1 free starter financial model
- Literature summaries
- AI Finance Lab intro content
Founding Member — 50 Spots Remaining
Pro
Full platform access. Every program, every state, every tool, every model, unlimited AI.
$149
/month · founding rate (reg. $299/mo)
- Everything in Reader
- Weekly deep-dive intel email
- Full federal program guides
- Opportunity Zone deep dives
- All 50 state program guides
- All FHLB program guides
- Full financial model library
- Full course library
- AI Finance Lab full access
- Unlimited AI Q&A assistant
- Rate locked for life
Team
Everything in Pro for your entire firm. Dedicated support, priority access, and firm-level tools.
$599
/month · up to 5 seats
- Everything in Pro
- Up to 5 team seats
- Dedicated account support
- Priority Q&A responses
- Early access to new models
- Custom model requests
- Conference discounts
- Quarterly strategy briefings
Cancel anytime · First 50 founding members only · Team plans billed annually
Literature Library
The research that matters.
Landmark studies, upcoming reports, and essential publications from HUD, Urban Institute, Novogradac, and leading institutions — curated for relevance, not volume.
01
HUD · 2025
The Impact of LIHTC Program Changes Under the One Big Beautiful Bill Act of 2025
Analysis of the permanent 12% increase in 9% allocations and reduced bond financing threshold — projected unit impact by state through 2035.
02
Urban Institute · 2025
Capital Stack Complexity in Affordable Housing: Trends in Layered Financing 2020–2025
How the share of projects requiring four or more financing sources has grown — and what that means for deal timelines and feasibility analysis.
03
Novogradac · 2026
LIHTC Equity Pricing Trends Q1 2026: Market Analysis and Developer Implications
Credit pricing, investor demand, and equity market outlook for 9% and 4% LIHTC transactions in the current interest rate environment.
04
NLIHC · 2025
The Gap: A Shortage of Affordable Homes 2025 Report
Annual analysis of the rental housing gap for extremely low-income renters — unit shortage by state, market conditions, and policy recommendations.
Courses & Education
Learn to structure, model, and close.
From LIHTC 101 to advanced financial modeling with AI — courses built for practitioners at every level. Free teasers to full paid programs.